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Indian Overseas Bank · Anand

IOBA0003914: Indian Overseas Bank, Vallabh Vidya Nagar

IFSC code IOBA0003914 belongs to the Vallabh Vidya Nagar branch of Indian Overseas Bank in Anand, Gujarat. Its MICR code is 388020004.

IFSC
IOBA0003914
MICR
388020004
Bank
Indian Overseas Bank
Branch
Vallabh Vidya Nagar
District
Anand
State
Gujarat

Branch address

Indian Overseas Bank
Shop No.4,Sigma Prime,Near Sardar Patel Statue,Vallabh Vidya Nagar,District Anand,Gujarat -388120

Open in a map · Pincode 388120: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003914 is the code of the Vallabh Vidya Nagar branch. In the MICR code 388020004, 388 is the city, 020 the bank and 004 the branch.

Other Indian Overseas Bank branches in Anand

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Vallabh Vidya Nagar branch (Anand, Gujarat) is IOBA0003914.

  2. 388020004. MICR is printed at the bottom of the branch's cheques.

  3. Shop No.4,Sigma Prime,Near Sardar Patel Statue,Vallabh Vidya Nagar,District Anand,Gujarat -388120

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003914 with the beneficiary's account number.

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