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Indian Overseas Bank · Siddharth Nagar

IOBA0003887: Indian Overseas Bank, Naugarh, Siddharth Nagar

IFSC code IOBA0003887 belongs to the Naugarh, Siddharth Nagar branch of Indian Overseas Bank in Siddharth Nagar, Uttar Pradesh. Its MICR code is 272020003.

IFSC
IOBA0003887
MICR
272020003
Bank
Indian Overseas Bank
Branch
Naugarh, Siddharth Nagar
District
Siddharth Nagar
State
Uttar Pradesh

Branch address

Indian Overseas Bank
Shastri Nagar, Behind PWD Inspection Bungalow, PO Tetri Bazar, Siddarth Nagar, District Siddhratha Nagar, Uttarpradesh, PIN Code 272207

Open in a map · Pincode 272207: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003887 is the code of the Naugarh, Siddharth Nagar branch. In the MICR code 272020003, 272 is the city, 020 the bank and 003 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Naugarh, Siddharth Nagar branch (Siddharth Nagar, Uttar Pradesh) is IOBA0003887.

  2. 272020003. MICR is printed at the bottom of the branch's cheques.

  3. Shastri Nagar, Behind PWD Inspection Bungalow, PO Tetri Bazar, Siddarth Nagar, District Siddhratha Nagar, Uttarpradesh, PIN Code 272207

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003887 with the beneficiary's account number.

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