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Indian Overseas Bank · Nawada

IOBA0003794: Indian Overseas Bank, Warisaliganj

IFSC code IOBA0003794 belongs to the Warisaliganj branch of Indian Overseas Bank in Nawada, Bihar. Its MICR code is 805020003.

IFSC
IOBA0003794
MICR
805020003
Bank
Indian Overseas Bank
Branch
Warisaliganj
District
Nawada
State
Bihar
Phone
+916324273131

Branch address

Indian Overseas Bank
Opp.Raj Cinema,Main Road Warisaliganj

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003794 is the code of the Warisaliganj branch. In the MICR code 805020003, 805 is the city, 020 the bank and 003 the branch.

Other Indian Overseas Bank branches in Nawada

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Warisaliganj branch (Nawada, Bihar) is IOBA0003794.

  2. 805020003. MICR is printed at the bottom of the branch's cheques.

  3. Opp.Raj Cinema,Main Road Warisaliganj

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003794 with the beneficiary's account number.

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