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Indian Overseas Bank · Chamoli

IOBA0003718: Indian Overseas Bank, Joshimath

IFSC code IOBA0003718 belongs to the Joshimath branch of Indian Overseas Bank in Chamoli, Uttarakhand. Its MICR code is 246020151.

IFSC
IOBA0003718
MICR
246020151
Bank
Indian Overseas Bank
Branch
Joshimath
District
Chamoli
State
Uttarakhand
Phone
+911352769642

Branch address

Indian Overseas Bank
No.1,Narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. PIN - 246443

Open in a map · Pincode 246443: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003718 is the code of the Joshimath branch. In the MICR code 246020151, 246 is the city, 020 the bank and 151 the branch.

Other Indian Overseas Bank branches in Chamoli

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Joshimath branch (Chamoli, Uttarakhand) is IOBA0003718.

  2. 246020151. MICR is printed at the bottom of the branch's cheques.

  3. No.1,Narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. PIN - 246443

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003718 with the beneficiary's account number.

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