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Indian Overseas Bank · Una

IOBA0003674: Indian Overseas Bank, Bathu

IFSC code IOBA0003674 belongs to the Bathu branch of Indian Overseas Bank in Una, Himachal Pradesh.

IFSC
IOBA0003674
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Bathu
District
Una
State
Himachal Pradesh
Phone
+911722795708

Branch address

Indian Overseas Bank
Bathu Market,Gharshankar Road,174301

Open in a map · Pincode 174301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003674 is the code of the Bathu branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Bathu branch (Una, Himachal Pradesh) is IOBA0003674.

  2. Bathu Market,Gharshankar Road,174301

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003674 with the beneficiary's account number.

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