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Indian Overseas Bank · Durg

IOBA0003651: Indian Overseas Bank, Bhilai Durg

IFSC code IOBA0003651 belongs to the Bhilai Durg branch of Indian Overseas Bank in Durg, Chhattisgarh. Its MICR code is 490020001.

IFSC
IOBA0003651
MICR
490020001
Bank
Indian Overseas Bank
Branch
Bhilai Durg
District
Durg
State
Chhattisgarh
Phone
+917882290090

Branch address

Indian Overseas Bank
8 Indira Nagar Laxmi Nagar Market Kohka Road Supela Bhilai Durg Dist 490023

Open in a map · Pincode 490023: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003651 is the code of the Bhilai Durg branch. In the MICR code 490020001, 490 is the city, 020 the bank and 001 the branch.

Other Indian Overseas Bank branches in Durg

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Bhilai Durg branch (Durg, Chhattisgarh) is IOBA0003651.

  2. 490020001. MICR is printed at the bottom of the branch's cheques.

  3. 8 Indira Nagar Laxmi Nagar Market Kohka Road Supela Bhilai Durg Dist 490023

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003651 with the beneficiary's account number.

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