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Indian Overseas Bank · 24 Paraganas North

IOBA0003307: Indian Overseas Bank, Naihati

IFSC code IOBA0003307 belongs to the Naihati branch of Indian Overseas Bank in 24 Paraganas North, West Bengal. Its MICR code is 700020093.

IFSC
IOBA0003307
MICR
700020093
Bank
Indian Overseas Bank
Branch
Naihati
District
24 Paraganas North
State
West Bengal
Phone
+914428584896

Branch address

Indian Overseas Bank
6,Bijoy Nagar,Dhankal More,P O Naihati,PIN 743 165

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003307 is the code of the Naihati branch. In the MICR code 700020093, 700 is the city, 020 the bank and 093 the branch.

Other Indian Overseas Bank branches in 24 Paraganas North

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Naihati branch (24 Paraganas North, West Bengal) is IOBA0003307.

  2. 700020093. MICR is printed at the bottom of the branch's cheques.

  3. 6,Bijoy Nagar,Dhankal More,P O Naihati,PIN 743 165

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003307 with the beneficiary's account number.

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