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Indian Overseas Bank · Kolkata

IOBA0003273: Indian Overseas Bank, Chakgaria

IFSC code IOBA0003273 belongs to the Chakgaria branch of Indian Overseas Bank in Kolkata, West Bengal. Its MICR code is 700020090.

IFSC
IOBA0003273
MICR
700020090
Bank
Indian Overseas Bank
Branch
Chakgaria
District
Kolkata
State
West Bengal
Phone
+914428584896

Branch address

Indian Overseas Bank
18 Sreenagar Main Road Rani Manzil PO Panchasayar Kolkata PIN 700094

Open in a map · Pincode 700094: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003273 is the code of the Chakgaria branch. In the MICR code 700020090, 700 is the city, 020 the bank and 090 the branch.

Other Indian Overseas Bank branches in Kolkata

All 57 Indian Overseas Bank branches in Kolkata

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Chakgaria branch (Kolkata, West Bengal) is IOBA0003273.

  2. 700020090. MICR is printed at the bottom of the branch's cheques.

  3. 18 Sreenagar Main Road Rani Manzil PO Panchasayar Kolkata PIN 700094

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003273 with the beneficiary's account number.

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