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Indian Overseas Bank · Bilaspur

IOBA0003227: Indian Overseas Bank, Hirri

IFSC code IOBA0003227 belongs to the Hirri branch of Indian Overseas Bank in Bilaspur, Chhattisgarh. Its MICR code is 495020003.

IFSC
IOBA0003227
MICR
495020003
Bank
Indian Overseas Bank
Branch
Hirri
District
Bilaspur
State
Chhattisgarh
Phone
+917752211189

Branch address

Indian Overseas Bank
Near Bilha Mode,Hirri,Hirri,Bilaspur Dist,Chhattisgarh495222

Open in a map · Pincode 495222: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003227 is the code of the Hirri branch. In the MICR code 495020003, 495 is the city, 020 the bank and 003 the branch.

Other Indian Overseas Bank branches in Bilaspur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Hirri branch (Bilaspur, Chhattisgarh) is IOBA0003227.

  2. 495020003. MICR is printed at the bottom of the branch's cheques.

  3. Near Bilha Mode,Hirri,Hirri,Bilaspur Dist,Chhattisgarh495222

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003227 with the beneficiary's account number.

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