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Indian Overseas Bank · Banas Kantha

IOBA0003216: Indian Overseas Bank, Palanpur

IFSC code IOBA0003216 belongs to the Palanpur branch of Indian Overseas Bank in Banas Kantha, Gujarat.

IFSC
IOBA0003216
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Palanpur
District
Banas Kantha
State
Gujarat
Phone
+914428584896

Branch address

Indian Overseas Bank
Highway Near Aroma Circle Palanpur Dist Gujarat 385001

Open in a map · Pincode 385001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003216 is the code of the Palanpur branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Palanpur branch (Banas Kantha, Gujarat) is IOBA0003216.

  2. Highway Near Aroma Circle Palanpur Dist Gujarat 385001

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003216 with the beneficiary's account number.

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