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Indian Overseas Bank · Jalandhar

IOBA0003151: Indian Overseas Bank, Ucha Chika

IFSC code IOBA0003151 belongs to the Ucha Chika branch of Indian Overseas Bank in Jalandhar, Punjab.

IFSC
IOBA0003151
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Ucha Chika
District
Jalandhar
State
Punjab
Phone
+914428584896

Branch address

Indian Overseas Bank
C by O Dr Ram Asre,PO Ucha Jhikka,Sub Tehsil Banga Distt,SBS Nagar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003151 is the code of the Ucha Chika branch.

Other Indian Overseas Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Ucha Chika branch (Jalandhar, Punjab) is IOBA0003151.

  2. C by O Dr Ram Asre,PO Ucha Jhikka,Sub Tehsil Banga Distt,SBS Nagar

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003151 with the beneficiary's account number.

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