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Indian Overseas Bank · Mungeli

IOBA0003122: Indian Overseas Bank, Sacb Karhi

IFSC code IOBA0003122 belongs to the Sacb Karhi branch of Indian Overseas Bank in Mungeli, Chhattisgarh. Its MICR code is 495020503.

IFSC
IOBA0003122
MICR
495020503
Bank
Indian Overseas Bank
Branch
Sacb Karhi
District
Mungeli
State
Chhattisgarh
Phone
+917755264510

Branch address

Indian Overseas Bank
Lig6,Karhi Colony,Near Collectorate,Pomungeli,Mungeli Dist,Chhattisgarh 495334

Open in a map · Pincode 495334: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003122 is the code of the Sacb Karhi branch. In the MICR code 495020503, 495 is the city, 020 the bank and 503 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Sacb Karhi branch (Mungeli, Chhattisgarh) is IOBA0003122.

  2. 495020503. MICR is printed at the bottom of the branch's cheques.

  3. Lig6,Karhi Colony,Near Collectorate,Pomungeli,Mungeli Dist,Chhattisgarh 495334

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003122 with the beneficiary's account number.

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