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Indian Overseas Bank · Kabirdham

IOBA0003121: Indian Overseas Bank, Sacb Kawardha

IFSC code IOBA0003121 belongs to the Sacb Kawardha branch of Indian Overseas Bank in Kabirdham, Chhattisgarh. Its MICR code is 491020201.

IFSC
IOBA0003121
MICR
491020201
Bank
Indian Overseas Bank
Branch
Sacb Kawardha
District
Kabirdham
State
Chhattisgarh

Branch address

Indian Overseas Bank
Amit Lodge Building Near Bus Stand PO Kawardha Dist Kabirdham PIN 491995

Open in a map · Pincode 491995: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003121 is the code of the Sacb Kawardha branch. In the MICR code 491020201, 491 is the city, 020 the bank and 201 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Sacb Kawardha branch (Kabirdham, Chhattisgarh) is IOBA0003121.

  2. 491020201. MICR is printed at the bottom of the branch's cheques.

  3. Amit Lodge Building Near Bus Stand PO Kawardha Dist Kabirdham PIN 491995

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003121 with the beneficiary's account number.

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