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Indian Overseas Bank · Darjeeling

IOBA0003065: Indian Overseas Bank, Kawakhali

IFSC code IOBA0003065 belongs to the Kawakhali branch of Indian Overseas Bank in Darjeeling, West Bengal. Its MICR code is 734020004.

IFSC
IOBA0003065
MICR
734020004
Bank
Indian Overseas Bank
Branch
Kawakhali
District
Darjeeling
State
West Bengal
Phone
+914428584896

Branch address

Indian Overseas Bank
Kawakhali First Floor,Vill Kawakhali Post,Susratnagar Dist,Darjeeling,West Bengal,PIN 734012

Open in a map · Pincode 734012: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003065 is the code of the Kawakhali branch. In the MICR code 734020004, 734 is the city, 020 the bank and 004 the branch.

Other Indian Overseas Bank branches in Darjeeling

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kawakhali branch (Darjeeling, West Bengal) is IOBA0003065.

  2. 734020004. MICR is printed at the bottom of the branch's cheques.

  3. Kawakhali First Floor,Vill Kawakhali Post,Susratnagar Dist,Darjeeling,West Bengal,PIN 734012

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003065 with the beneficiary's account number.

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