Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Overseas Bank · S.A.S Nagar

IOBA0003041: Indian Overseas Bank, Malakpur

IFSC code IOBA0003041 belongs to the Malakpur branch of Indian Overseas Bank in S.A.S Nagar, Punjab. Its MICR code is 160020023.

IFSC
IOBA0003041
MICR
160020023
Bank
Indian Overseas Bank
Branch
Malakpur
District
S.A.S Nagar
State
Punjab
Phone
+914428584896

Branch address

Indian Overseas Bank
Village Malkapur,Lalru Mandi Punjab State PIN 140501

Open in a map · Pincode 140501: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003041 is the code of the Malakpur branch. In the MICR code 160020023, 160 is the city, 020 the bank and 023 the branch.

Other Indian Overseas Bank branches in S.A.S Nagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Overseas Bank's Malakpur branch (S.A.S Nagar, Punjab) is IOBA0003041.

  2. 160020023. MICR is printed at the bottom of the branch's cheques.

  3. Village Malkapur,Lalru Mandi Punjab State PIN 140501

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003041 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation