IOBA0002981: Indian Overseas Bank, Smesaharanpurdelhi Road
IFSC code IOBA0002981 belongs to the Smesaharanpurdelhi Road branch of Indian Overseas Bank in Saharanpur, Uttar Pradesh. Its MICR code is 247020007.
- IFSC
- IOBA0002981
- MICR
- 247020007
- Branch
- Smesaharanpurdelhi Road
- District
- Saharanpur
- State
- Uttar Pradesh
- Phone
- +914428584896
Branch address
Indian Overseas Bank
A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh
Open in a map · Pincode 247001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002981 is the code of the Smesaharanpurdelhi Road branch. In the MICR code 247020007, 247 is the city, 020 the bank and 007 the branch.
Other Indian Overseas Bank branches in Saharanpur
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Smesaharanpurdelhi Road branch (Saharanpur, Uttar Pradesh) is IOBA0002981.
247020007. MICR is printed at the bottom of the branch's cheques.
A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002981 with the beneficiary's account number.
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