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Indian Overseas Bank · Amroha

IOBA0002980: Indian Overseas Bank, Amroha

IFSC code IOBA0002980 belongs to the Amroha branch of Indian Overseas Bank in Amroha, Uttar Pradesh. Its MICR code is 244020502.

IFSC
IOBA0002980
MICR
244020502
Bank
Indian Overseas Bank
Branch
Amroha
District
Amroha
State
Uttar Pradesh
Phone
+914428584896

Branch address

Indian Overseas Bank
Pacca Bagh Bijnor Road,DT J P Nagar,244221,Uttarpradesh

Open in a map · Pincode 244221: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002980 is the code of the Amroha branch. In the MICR code 244020502, 244 is the city, 020 the bank and 502 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Amroha branch (Amroha, Uttar Pradesh) is IOBA0002980.

  2. 244020502. MICR is printed at the bottom of the branch's cheques.

  3. Pacca Bagh Bijnor Road,DT J P Nagar,244221,Uttarpradesh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002980 with the beneficiary's account number.

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