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Indian Overseas Bank · Kannauj

IOBA0002978: Indian Overseas Bank, Kannauj

IFSC code IOBA0002978 belongs to the Kannauj branch of Indian Overseas Bank in Kannauj, Uttar Pradesh. Its MICR code is 209020302.

IFSC
IOBA0002978
MICR
209020302
Bank
Indian Overseas Bank
Branch
Kannauj
District
Kannauj
State
Uttar Pradesh
Phone
+914428584896

Branch address

Indian Overseas Bank
House No 7 Sarai Bahadur Kannauj 209725

Open in a map · Pincode 209725: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002978 is the code of the Kannauj branch. In the MICR code 209020302, 209 is the city, 020 the bank and 302 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kannauj branch (Kannauj, Uttar Pradesh) is IOBA0002978.

  2. 209020302. MICR is printed at the bottom of the branch's cheques.

  3. House No 7 Sarai Bahadur Kannauj 209725

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002978 with the beneficiary's account number.

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