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Indian Overseas Bank · Raipur

IOBA0002971: Indian Overseas Bank, Kesla

IFSC code IOBA0002971 belongs to the Kesla branch of Indian Overseas Bank in Raipur, Chhattisgarh. Its MICR code is 492020503.

IFSC
IOBA0002971
MICR
492020503
Bank
Indian Overseas Bank
Branch
Kesla
District
Raipur
State
Chhattisgarh

Branch address

Indian Overseas Bank
Baloda Bazar Main Road,Near Prakash Cloth Market,P.O.Kesla,Raipur,493225 ,Raipur ,Chattisgarh

Open in a map · Pincode 493225: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002971 is the code of the Kesla branch. In the MICR code 492020503, 492 is the city, 020 the bank and 503 the branch.

Other Indian Overseas Bank branches in Raipur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kesla branch (Raipur, Chhattisgarh) is IOBA0002971.

  2. 492020503. MICR is printed at the bottom of the branch's cheques.

  3. Baloda Bazar Main Road,Near Prakash Cloth Market,P.O.Kesla,Raipur,493225 ,Raipur ,Chattisgarh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002971 with the beneficiary's account number.

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