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Indian Overseas Bank · Chhatarpur

IOBA0002954: Indian Overseas Bank, Chattarpur

IFSC code IOBA0002954 belongs to the Chattarpur branch of Indian Overseas Bank in Chhatarpur, Madhya Pradesh. Its MICR code is 471020001.

IFSC
IOBA0002954
MICR
471020001
Bank
Indian Overseas Bank
Branch
Chattarpur
District
Chhatarpur
State
Madhya Pradesh
Phone
+917682240026

Branch address

Indian Overseas Bank
Plot No.243 Ward No.24 Jawahar Marg Chattarpur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002954 is the code of the Chattarpur branch. In the MICR code 471020001, 471 is the city, 020 the bank and 001 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Chattarpur branch (Chhatarpur, Madhya Pradesh) is IOBA0002954.

  2. 471020001. MICR is printed at the bottom of the branch's cheques.

  3. Plot No.243 Ward No.24 Jawahar Marg Chattarpur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002954 with the beneficiary's account number.

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