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Indian Overseas Bank · Raigarh

IOBA0002935: Indian Overseas Bank, Kharsia

IFSC code IOBA0002935 belongs to the Kharsia branch of Indian Overseas Bank in Raigarh, Chhattisgarh. Its MICR code is 496020501.

IFSC
IOBA0002935
MICR
496020501
Bank
Indian Overseas Bank
Branch
Kharsia
District
Raigarh
State
Chhattisgarh
Phone
+917762214300

Branch address

Indian Overseas Bank
578 by 12 Gandhi Chowk Near M G College,Raigarh Road,Kharsia C.G.PIN 496661

Open in a map · Pincode 496661: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002935 is the code of the Kharsia branch. In the MICR code 496020501, 496 is the city, 020 the bank and 501 the branch.

Other Indian Overseas Bank branches in Raigarh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kharsia branch (Raigarh, Chhattisgarh) is IOBA0002935.

  2. 496020501. MICR is printed at the bottom of the branch's cheques.

  3. 578 by 12 Gandhi Chowk Near M G College,Raigarh Road,Kharsia C.G.PIN 496661

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002935 with the beneficiary's account number.

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