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Indian Overseas Bank · Visakhapatanam

IOBA0002908: Indian Overseas Bank, Prahladapuram

IFSC code IOBA0002908 belongs to the Prahladapuram branch of Indian Overseas Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 530020013.

IFSC
IOBA0002908
MICR
530020013
Bank
Indian Overseas Bank
Branch
Prahladapuram
District
Visakhapatanam
State
Andhra Pradesh
Phone
+914428584896

Branch address

Indian Overseas Bank
Old Dorr No,50 96 4,Plot No 229,Viswa Teja Nest,Seethammadhara,A P

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002908 is the code of the Prahladapuram branch. In the MICR code 530020013, 530 is the city, 020 the bank and 013 the branch.

Other Indian Overseas Bank branches in Visakhapatanam

All 63 Indian Overseas Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Prahladapuram branch (Visakhapatanam, Andhra Pradesh) is IOBA0002908.

  2. 530020013. MICR is printed at the bottom of the branch's cheques.

  3. Old Dorr No,50 96 4,Plot No 229,Viswa Teja Nest,Seethammadhara,A P

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002908 with the beneficiary's account number.

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