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Indian Overseas Bank · Chandauli

IOBA0002859: Indian Overseas Bank, Mugal Sarai

IFSC code IOBA0002859 belongs to the Mugal Sarai branch of Indian Overseas Bank in Chandauli, Uttar Pradesh. Its MICR code is 232020102.

IFSC
IOBA0002859
MICR
232020102
Bank
Indian Overseas Bank
Branch
Mugal Sarai
District
Chandauli
State
Uttar Pradesh
Phone
+914428584896

Branch address

Indian Overseas Bank
581 G T Road,Naibasti Mugal Sarai,Chandauli Dist 232101

Open in a map · Pincode 232101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002859 is the code of the Mugal Sarai branch. In the MICR code 232020102, 232 is the city, 020 the bank and 102 the branch.

Other Indian Overseas Bank branches in Chandauli

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Mugal Sarai branch (Chandauli, Uttar Pradesh) is IOBA0002859.

  2. 232020102. MICR is printed at the bottom of the branch's cheques.

  3. 581 G T Road,Naibasti Mugal Sarai,Chandauli Dist 232101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002859 with the beneficiary's account number.

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