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Indian Overseas Bank · Nagapattinam

IOBA0002858: Indian Overseas Bank, Nilakkudi

IFSC code IOBA0002858 belongs to the Nilakkudi branch of Indian Overseas Bank in Nagapattinam, Tamil Nadu. Its MICR code is 610020020.

IFSC
IOBA0002858
MICR
610020020
Bank
Indian Overseas Bank
Branch
Nilakkudi
District
Nagapattinam
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
Central University of Tamil Campus Main Road,Senthamangalam,Tiruvarur T.K.610101

Open in a map · Pincode 610101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002858 is the code of the Nilakkudi branch. In the MICR code 610020020, 610 is the city, 020 the bank and 020 the branch.

Other Indian Overseas Bank branches in Nagapattinam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Nilakkudi branch (Nagapattinam, Tamil Nadu) is IOBA0002858.

  2. 610020020. MICR is printed at the bottom of the branch's cheques.

  3. Central University of Tamil Campus Main Road,Senthamangalam,Tiruvarur T.K.610101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002858 with the beneficiary's account number.

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