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Indian Overseas Bank · Mayiladuthurai

IOBA0002830: Indian Overseas Bank, Poraiyar

IFSC code IOBA0002830 belongs to the Poraiyar branch of Indian Overseas Bank in Mayiladuthurai, Tamil Nadu. Its MICR code is 609020107.

IFSC
IOBA0002830
MICR
609020107
Bank
Indian Overseas Bank
Branch
Poraiyar
District
Mayiladuthurai
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
Perumalkoil Street,Tharangambadi Poraiyar,Tharangambadi TK,Nagapattinam Dist 609307

Open in a map · Pincode 609307: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002830 is the code of the Poraiyar branch. In the MICR code 609020107, 609 is the city, 020 the bank and 107 the branch.

Other Indian Overseas Bank branches in Mayiladuthurai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Poraiyar branch (Mayiladuthurai, Tamil Nadu) is IOBA0002830.

  2. 609020107. MICR is printed at the bottom of the branch's cheques.

  3. Perumalkoil Street,Tharangambadi Poraiyar,Tharangambadi TK,Nagapattinam Dist 609307

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002830 with the beneficiary's account number.

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