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Indian Overseas Bank · Perambalur

IOBA0002829: Indian Overseas Bank, Vayalapadi

IFSC code IOBA0002829 belongs to the Vayalapadi branch of Indian Overseas Bank in Perambalur, Tamil Nadu. Its MICR code is 621020317.

IFSC
IOBA0002829
MICR
621020317
Bank
Indian Overseas Bank
Branch
Vayalapadi
District
Perambalur
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
1by144,Main Road,Vayalapadi Post,Kunnam Taluk,Perambalur DT.621716

Open in a map · Pincode 621716: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002829 is the code of the Vayalapadi branch. In the MICR code 621020317, 621 is the city, 020 the bank and 317 the branch.

Other Indian Overseas Bank branches in Perambalur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Vayalapadi branch (Perambalur, Tamil Nadu) is IOBA0002829.

  2. 621020317. MICR is printed at the bottom of the branch's cheques.

  3. 1by144,Main Road,Vayalapadi Post,Kunnam Taluk,Perambalur DT.621716

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002829 with the beneficiary's account number.

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