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Indian Overseas Bank · Cuddalore

IOBA0002806: Indian Overseas Bank, Lalpettai

IFSC code IOBA0002806 belongs to the Lalpettai branch of Indian Overseas Bank in Cuddalore, Tamil Nadu. Its MICR code is 605020034.

IFSC
IOBA0002806
MICR
605020034
Bank
Indian Overseas Bank
Branch
Lalpettai
District
Cuddalore
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
12by32,Kamaliya Veethi,Lalpettai,Kattumannarkoil TK,Cuddalore DT 608303

Open in a map · Pincode 608303: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002806 is the code of the Lalpettai branch. In the MICR code 605020034, 605 is the city, 020 the bank and 034 the branch.

Other Indian Overseas Bank branches in Cuddalore

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Lalpettai branch (Cuddalore, Tamil Nadu) is IOBA0002806.

  2. 605020034. MICR is printed at the bottom of the branch's cheques.

  3. 12by32,Kamaliya Veethi,Lalpettai,Kattumannarkoil TK,Cuddalore DT 608303

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002806 with the beneficiary's account number.

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