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Indian Overseas Bank · Satara

IOBA0002744: Indian Overseas Bank, Karad

IFSC code IOBA0002744 belongs to the Karad branch of Indian Overseas Bank in Satara, Maharashtra. Its MICR code is 415020352.

IFSC
IOBA0002744
MICR
415020352
Bank
Indian Overseas Bank
Branch
Karad
District
Satara
State
Maharashtra
Phone
+914428584896

Branch address

Indian Overseas Bank
Final Plot No 434by9 Shaniwarpeth Karad 415110 Satara Dist

Open in a map · Pincode 415110: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002744 is the code of the Karad branch. In the MICR code 415020352, 415 is the city, 020 the bank and 352 the branch.

Other Indian Overseas Bank branches in Satara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Karad branch (Satara, Maharashtra) is IOBA0002744.

  2. 415020352. MICR is printed at the bottom of the branch's cheques.

  3. Final Plot No 434by9 Shaniwarpeth Karad 415110 Satara Dist

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002744 with the beneficiary's account number.

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