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Indian Overseas Bank · Kanniyakumari

IOBA0002727: Indian Overseas Bank, Elankadai Nagercoil

IFSC code IOBA0002727 belongs to the Elankadai Nagercoil branch of Indian Overseas Bank in Kanniyakumari, Tamil Nadu. Its MICR code is 629020027.

IFSC
IOBA0002727
MICR
629020027
Bank
Indian Overseas Bank
Branch
Elankadai Nagercoil
District
Kanniyakumari
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
House No 86a Afzal Manzil,Parakkai Road,Elankadai,Kottar 629002

Open in a map · Pincode 629002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002727 is the code of the Elankadai Nagercoil branch. In the MICR code 629020027, 629 is the city, 020 the bank and 027 the branch.

Other Indian Overseas Bank branches in Kanniyakumari

All 52 Indian Overseas Bank branches in Kanniyakumari

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Elankadai Nagercoil branch (Kanniyakumari, Tamil Nadu) is IOBA0002727.

  2. 629020027. MICR is printed at the bottom of the branch's cheques.

  3. House No 86a Afzal Manzil,Parakkai Road,Elankadai,Kottar 629002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002727 with the beneficiary's account number.

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