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Indian Overseas Bank · Virudhunagar

IOBA0002687: Indian Overseas Bank, Naranapuram

IFSC code IOBA0002687 belongs to the Naranapuram branch of Indian Overseas Bank in Virudhunagar, Tamil Nadu. Its MICR code is 626020305.

IFSC
IOBA0002687
MICR
626020305
Bank
Indian Overseas Bank
Branch
Naranapuram
District
Virudhunagar
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
1by491 C Naranapuram,Sivakasi 626189

Open in a map · Pincode 626189: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002687 is the code of the Naranapuram branch. In the MICR code 626020305, 626 is the city, 020 the bank and 305 the branch.

Other Indian Overseas Bank branches in Virudhunagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Naranapuram branch (Virudhunagar, Tamil Nadu) is IOBA0002687.

  2. 626020305. MICR is printed at the bottom of the branch's cheques.

  3. 1by491 C Naranapuram,Sivakasi 626189

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002687 with the beneficiary's account number.

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