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Indian Overseas Bank · Janjgir-Champa

IOBA0002573: Indian Overseas Bank, Taraod

IFSC code IOBA0002573 belongs to the Taraod branch of Indian Overseas Bank in Janjgir-Champa, Chhattisgarh. Its MICR code is 495020501.

IFSC
IOBA0002573
MICR
495020501
Bank
Indian Overseas Bank
Branch
Taraod
District
Janjgir-Champa
State
Chhattisgarh
Phone
+917817267701

Branch address

Indian Overseas Bank
Main Road,Taraod Chowk,Tehsil Akaltara,Jangir Champa Dist.,Chattisgarh 495552

Open in a map · Pincode 495552: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002573 is the code of the Taraod branch. In the MICR code 495020501, 495 is the city, 020 the bank and 501 the branch.

Other Indian Overseas Bank branches in Janjgir-Champa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Taraod branch (Janjgir-Champa, Chhattisgarh) is IOBA0002573.

  2. 495020501. MICR is printed at the bottom of the branch's cheques.

  3. Main Road,Taraod Chowk,Tehsil Akaltara,Jangir Champa Dist.,Chattisgarh 495552

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002573 with the beneficiary's account number.

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