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Indian Overseas Bank · Jaisalmer

IOBA0002428: Indian Overseas Bank, Jaisalmer

IFSC code IOBA0002428 belongs to the Jaisalmer branch of Indian Overseas Bank in Jaisalmer, Rajasthan. Its MICR code is 345020002.

IFSC
IOBA0002428
MICR
345020002
Bank
Indian Overseas Bank
Branch
Jaisalmer
District
Jaisalmer
State
Rajasthan
Phone
+914428584896

Branch address

Indian Overseas Bank
B 453,Opp Mandir Palace Near Tajia Tower,Jaisalmer Pincode 345001 Rajasathan State

Open in a map · Pincode 345001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002428 is the code of the Jaisalmer branch. In the MICR code 345020002, 345 is the city, 020 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Jaisalmer branch (Jaisalmer, Rajasthan) is IOBA0002428.

  2. 345020002. MICR is printed at the bottom of the branch's cheques.

  3. B 453,Opp Mandir Palace Near Tajia Tower,Jaisalmer Pincode 345001 Rajasathan State

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002428 with the beneficiary's account number.

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