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Indian Overseas Bank · Surat

IOBA0002393: Indian Overseas Bank, Bardoli

IFSC code IOBA0002393 belongs to the Bardoli branch of Indian Overseas Bank in Surat, Gujarat. Its MICR code is 394020051.

IFSC
IOBA0002393
MICR
394020051
Bank
Indian Overseas Bank
Branch
Bardoli
District
Surat
State
Gujarat

Branch address

Indian Overseas Bank
Bardoli Branch,Maa Building,Near Railway Crossing,M G Road,Bardoli,PIN 394601

Open in a map · Pincode 394601: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002393 is the code of the Bardoli branch. In the MICR code 394020051, 394 is the city, 020 the bank and 051 the branch.

Other Indian Overseas Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Bardoli branch (Surat, Gujarat) is IOBA0002393.

  2. 394020051. MICR is printed at the bottom of the branch's cheques.

  3. Bardoli Branch,Maa Building,Near Railway Crossing,M G Road,Bardoli,PIN 394601

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002393 with the beneficiary's account number.

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