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Indian Overseas Bank · Alappuzha

IOBA0002271: Indian Overseas Bank, Parathode

IFSC code IOBA0002271 belongs to the Parathode branch of Indian Overseas Bank in Alappuzha, Kerala. Its MICR code is 686020154.

IFSC
IOBA0002271
MICR
686020154
Bank
Indian Overseas Bank
Branch
Parathode
District
Alappuzha
State
Kerala

Branch address

Indian Overseas Bank
Parathode P O,Kanjirapally,Kottayam,PIN 689512,Kerala

Open in a map · Pincode 689512: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002271 is the code of the Parathode branch. In the MICR code 686020154, 686 is the city, 020 the bank and 154 the branch.

Other Indian Overseas Bank branches in Alappuzha

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Parathode branch (Alappuzha, Kerala) is IOBA0002271.

  2. 686020154. MICR is printed at the bottom of the branch's cheques.

  3. Parathode P O,Kanjirapally,Kottayam,PIN 689512,Kerala

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002271 with the beneficiary's account number.

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