Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Overseas Bank · Nadia

IOBA0002219: Indian Overseas Bank, Kalyani

IFSC code IOBA0002219 belongs to the Kalyani branch of Indian Overseas Bank in Nadia, West Bengal. Its MICR code is 700020065.

IFSC
IOBA0002219
MICR
700020065
Bank
Indian Overseas Bank
Branch
Kalyani
District
Nadia
State
West Bengal

Branch address

Indian Overseas Bank
B8 by 38 Ca,Kalyani,Nadia District,West Bengal,Kalyani,PIN 741235,Dist Nadia

Open in a map · Pincode 741235: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002219 is the code of the Kalyani branch. In the MICR code 700020065, 700 is the city, 020 the bank and 065 the branch.

Other Indian Overseas Bank branches in Nadia

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Overseas Bank's Kalyani branch (Nadia, West Bengal) is IOBA0002219.

  2. 700020065. MICR is printed at the bottom of the branch's cheques.

  3. B8 by 38 Ca,Kalyani,Nadia District,West Bengal,Kalyani,PIN 741235,Dist Nadia

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002219 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation