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Indian Overseas Bank · Sitapur

IOBA0002181: Indian Overseas Bank, Sitapur

IFSC code IOBA0002181 belongs to the Sitapur branch of Indian Overseas Bank in Sitapur, Uttar Pradesh. Its MICR code is 261020002.

IFSC
IOBA0002181
MICR
261020002
Bank
Indian Overseas Bank
Branch
Sitapur
District
Sitapur
State
Uttar Pradesh

Branch address

Indian Overseas Bank
47 Vijay Laxmi Nagar Station Road,Opp.Bus Stand Sitapur PIN 261001 Dist Sitapur

Open in a map · Pincode 261001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002181 is the code of the Sitapur branch. In the MICR code 261020002, 261 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Sitapur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Sitapur branch (Sitapur, Uttar Pradesh) is IOBA0002181.

  2. 261020002. MICR is printed at the bottom of the branch's cheques.

  3. 47 Vijay Laxmi Nagar Station Road,Opp.Bus Stand Sitapur PIN 261001 Dist Sitapur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002181 with the beneficiary's account number.

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