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Indian Overseas Bank · Gorakhpur

IOBA0001972: Indian Overseas Bank, Stjoseph School Civil Lines

IFSC code IOBA0001972 belongs to the Stjoseph School Civil Lines branch of Indian Overseas Bank in Gorakhpur, Uttar Pradesh. Its MICR code is 273020003.

IFSC
IOBA0001972
MICR
273020003
Bank
Indian Overseas Bank
Branch
Stjoseph School Civil Lines
District
Gorakhpur
State
Uttar Pradesh
Phone
+915512334890

Branch address

Indian Overseas Bank
Civil Lines,Gorakhpur,Gorakhpur,PIN 273009

Open in a map · Pincode 273009: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001972 is the code of the Stjoseph School Civil Lines branch. In the MICR code 273020003, 273 is the city, 020 the bank and 003 the branch.

Other Indian Overseas Bank branches in Gorakhpur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Stjoseph School Civil Lines branch (Gorakhpur, Uttar Pradesh) is IOBA0001972.

  2. 273020003. MICR is printed at the bottom of the branch's cheques.

  3. Civil Lines,Gorakhpur,Gorakhpur,PIN 273009

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001972 with the beneficiary's account number.

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