IOBA0001957: Indian Overseas Bank, Ponda
IFSC code IOBA0001957 belongs to the Ponda branch of Indian Overseas Bank in South Goa, Goa. Its MICR code is 403020014.
Branch address
Indian Overseas Bank
Raj Krishna Towers,Bldg.No.A Shop No 10 16,Shanti Nagar Ponda PIN 403401
Open in a map · Pincode 403401: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001957 is the code of the Ponda branch. In the MICR code 403020014, 403 is the city, 020 the bank and 014 the branch.
Other Indian Overseas Bank branches in South Goa
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Ponda branch (South Goa, Goa) is IOBA0001957.
403020014. MICR is printed at the bottom of the branch's cheques.
Raj Krishna Towers,Bldg.No.A Shop No 10 16,Shanti Nagar Ponda PIN 403401
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001957 with the beneficiary's account number.
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