IOBA0001847: Indian Overseas Bank, Bidhan Nagar Durgapore
IFSC code IOBA0001847 belongs to the Bidhan Nagar Durgapore branch of Indian Overseas Bank in Paschim Bardhaman, West Bengal. Its MICR code is 713020203.
- IFSC
- IOBA0001847
- MICR
- 713020203
- Branch
- Bidhan Nagar Durgapore
- District
- Paschim Bardhaman
- State
- West Bengal
- Phone
- +913432532574
Branch address
Indian Overseas Bank
Gadhuli Marriage Hall, Sec 2c, Iman Kalyan Sarani,Bidhan Nagar, Durgapur 713212
Open in a map · Pincode 713212: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001847 is the code of the Bidhan Nagar Durgapore branch. In the MICR code 713020203, 713 is the city, 020 the bank and 203 the branch.
Other Indian Overseas Bank branches in Paschim Bardhaman
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Bidhan Nagar Durgapore branch (Paschim Bardhaman, West Bengal) is IOBA0001847.
713020203. MICR is printed at the bottom of the branch's cheques.
Gadhuli Marriage Hall, Sec 2c, Iman Kalyan Sarani,Bidhan Nagar, Durgapur 713212
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001847 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

