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Indian Overseas Bank · Indore

IOBA0001785: Indian Overseas Bank, Indore

IFSC code IOBA0001785 belongs to the Indore branch of Indian Overseas Bank in Indore, Madhya Pradesh. Its MICR code is 452020004.

IFSC
IOBA0001785
MICR
452020004
Bank
Indian Overseas Bank
Branch
Indore
District
Indore
State
Madhya Pradesh

Branch address

Indian Overseas Bank
Scheme No 54 Sri Sathiya Sai Vidhya Vihar Comp Bombay Vijay Nagar Indore PIN 542010

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001785 is the code of the Indore branch. In the MICR code 452020004, 452 is the city, 020 the bank and 004 the branch.

Other Indian Overseas Bank branches in Indore

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Indore branch (Indore, Madhya Pradesh) is IOBA0001785.

  2. 452020004. MICR is printed at the bottom of the branch's cheques.

  3. Scheme No 54 Sri Sathiya Sai Vidhya Vihar Comp Bombay Vijay Nagar Indore PIN 542010

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001785 with the beneficiary's account number.

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