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Indian Overseas Bank · Idukki

IOBA0001620: Indian Overseas Bank, Thodupuzha

IFSC code IOBA0001620 belongs to the Thodupuzha branch of Indian Overseas Bank in Idukki, Kerala. Its MICR code is 685020002.

IFSC
IOBA0001620
MICR
685020002
Bank
Indian Overseas Bank
Branch
Thodupuzha
District
Idukki
State
Kerala

Branch address

Indian Overseas Bank
Pulimoottil Pioneer, Near Private Bus Stand, Pala Road, Thodupuzha685584

Open in a map · Pincode 685584: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001620 is the code of the Thodupuzha branch. In the MICR code 685020002, 685 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Idukki

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Thodupuzha branch (Idukki, Kerala) is IOBA0001620.

  2. 685020002. MICR is printed at the bottom of the branch's cheques.

  3. Pulimoottil Pioneer, Near Private Bus Stand, Pala Road, Thodupuzha685584

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001620 with the beneficiary's account number.

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