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Indian Overseas Bank · Fatehgarh Sahib

IOBA0001601: Indian Overseas Bank, Mandi Gobindgarh

IFSC code IOBA0001601 belongs to the Mandi Gobindgarh branch of Indian Overseas Bank in Fatehgarh Sahib, Punjab. Its MICR code is 147020102.

IFSC
IOBA0001601
MICR
147020102
Bank
Indian Overseas Bank
Branch
Mandi Gobindgarh
District
Fatehgarh Sahib
State
Punjab

Branch address

Indian Overseas Bank
Opp General Bus Stand G T Road Mandi Gobindgarh PIN 147301

Open in a map · Pincode 147301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001601 is the code of the Mandi Gobindgarh branch. In the MICR code 147020102, 147 is the city, 020 the bank and 102 the branch.

Other Indian Overseas Bank branches in Fatehgarh Sahib

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Mandi Gobindgarh branch (Fatehgarh Sahib, Punjab) is IOBA0001601.

  2. 147020102. MICR is printed at the bottom of the branch's cheques.

  3. Opp General Bus Stand G T Road Mandi Gobindgarh PIN 147301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001601 with the beneficiary's account number.

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