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Indian Overseas Bank · Dakshina Kannada

IOBA0001572: Indian Overseas Bank, Padavu

IFSC code IOBA0001572 belongs to the Padavu branch of Indian Overseas Bank in Dakshina Kannada, Karnataka. Its MICR code is 575020003.

IFSC
IOBA0001572
MICR
575020003
Bank
Indian Overseas Bank
Branch
Padavu
District
Dakshina Kannada
State
Karnataka

Branch address

Indian Overseas Bank
Padavu Bejai P Omangalore Pin575004

Open in a map · Pincode 575004: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001572 is the code of the Padavu branch. In the MICR code 575020003, 575 is the city, 020 the bank and 003 the branch.

Other Indian Overseas Bank branches in Dakshina Kannada

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Padavu branch (Dakshina Kannada, Karnataka) is IOBA0001572.

  2. 575020003. MICR is printed at the bottom of the branch's cheques.

  3. Padavu Bejai P Omangalore Pin575004

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001572 with the beneficiary's account number.

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