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Indian Overseas Bank · Visakhapatanam

IOBA0001546: Indian Overseas Bank, Vani Junior College

IFSC code IOBA0001546 belongs to the Vani Junior College branch of Indian Overseas Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 500020025.

IFSC
IOBA0001546
MICR
500020025
Bank
Indian Overseas Bank
Branch
Vani Junior College
District
Visakhapatanam
State
Andhra Pradesh

Branch address

Indian Overseas Bank
Dil Sukhnagar Cross Rd,HYD

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001546 is the code of the Vani Junior College branch. In the MICR code 500020025, 500 is the city, 020 the bank and 025 the branch.

Other Indian Overseas Bank branches in Visakhapatanam

All 63 Indian Overseas Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Vani Junior College branch (Visakhapatanam, Andhra Pradesh) is IOBA0001546.

  2. 500020025. MICR is printed at the bottom of the branch's cheques.

  3. Dil Sukhnagar Cross Rd,HYD

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001546 with the beneficiary's account number.

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