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Indian Overseas Bank · Gumla

IOBA0001544: Indian Overseas Bank, Gumla

IFSC code IOBA0001544 belongs to the Gumla branch of Indian Overseas Bank in Gumla, Jharkhand. Its MICR code is 835020102.

IFSC
IOBA0001544
MICR
835020102
Bank
Indian Overseas Bank
Branch
Gumla
District
Gumla
State
Jharkhand

Branch address

Indian Overseas Bank
Sharda Market Complex,Palkot Road,Gumla,PIN 835207

Open in a map · Pincode 835207: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001544 is the code of the Gumla branch. In the MICR code 835020102, 835 is the city, 020 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Gumla branch (Gumla, Jharkhand) is IOBA0001544.

  2. 835020102. MICR is printed at the bottom of the branch's cheques.

  3. Sharda Market Complex,Palkot Road,Gumla,PIN 835207

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001544 with the beneficiary's account number.

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