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Indian Overseas Bank · Purba Bardhaman

IOBA0001513: Indian Overseas Bank, Memari

IFSC code IOBA0001513 belongs to the Memari branch of Indian Overseas Bank in Purba Bardhaman, West Bengal. Its MICR code is 713020601.

IFSC
IOBA0001513
MICR
713020601
Bank
Indian Overseas Bank
Branch
Memari
District
Purba Bardhaman
State
West Bengal

Branch address

Indian Overseas Bank
Memai Municipality Com,First Floor,Memari PO,Memari PIN 713146

Open in a map · Pincode 713146: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001513 is the code of the Memari branch. In the MICR code 713020601, 713 is the city, 020 the bank and 601 the branch.

Other Indian Overseas Bank branches in Purba Bardhaman

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Memari branch (Purba Bardhaman, West Bengal) is IOBA0001513.

  2. 713020601. MICR is printed at the bottom of the branch's cheques.

  3. Memai Municipality Com,First Floor,Memari PO,Memari PIN 713146

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001513 with the beneficiary's account number.

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