IOBA0001477: Indian Overseas Bank, Ludhiana Rahon Road
IFSC code IOBA0001477 belongs to the Ludhiana Rahon Road branch of Indian Overseas Bank in Amritsar, Punjab. Its MICR code is 141020008.
Branch address
Indian Overseas Bank
B by 32 by 201 Rahonroad,Ludhiana PIN 143601
Open in a map · Pincode 143601: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001477 is the code of the Ludhiana Rahon Road branch. In the MICR code 141020008, 141 is the city, 020 the bank and 008 the branch.
Other Indian Overseas Bank branches in Amritsar
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Ludhiana Rahon Road branch (Amritsar, Punjab) is IOBA0001477.
141020008. MICR is printed at the bottom of the branch's cheques.
B by 32 by 201 Rahonroad,Ludhiana PIN 143601
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001477 with the beneficiary's account number.
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