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Indian Overseas Bank · Kannur

IOBA0001439: Indian Overseas Bank, Payyanur

IFSC code IOBA0001439 belongs to the Payyanur branch of Indian Overseas Bank in Kannur, Kerala. Its MICR code is 670020152.

IFSC
IOBA0001439
MICR
670020152
Bank
Indian Overseas Bank
Branch
Payyanur
District
Kannur
State
Kerala
Phone
+914985205513

Branch address

Indian Overseas Bank
Near Old Post Office,Main Road,Payyanur PIN 670307

Open in a map · Pincode 670307: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001439 is the code of the Payyanur branch. In the MICR code 670020152, 670 is the city, 020 the bank and 152 the branch.

Other Indian Overseas Bank branches in Kannur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Payyanur branch (Kannur, Kerala) is IOBA0001439.

  2. 670020152. MICR is printed at the bottom of the branch's cheques.

  3. Near Old Post Office,Main Road,Payyanur PIN 670307

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001439 with the beneficiary's account number.

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