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Indian Overseas Bank · Chandigarh

IOBA0001430: Indian Overseas Bank, Chandigarh Sector D

IFSC code IOBA0001430 belongs to the Chandigarh Sector D branch of Indian Overseas Bank in Chandigarh, Chandigarh. Its MICR code is 160020004.

IFSC
IOBA0001430
MICR
160020004
Bank
Indian Overseas Bank
Branch
Chandigarh Sector D
District
Chandigarh
State
Chandigarh

Branch address

Indian Overseas Bank
Sco 369,Sector 32,Chandigarh PIN 160047

Open in a map · Pincode 160047: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001430 is the code of the Chandigarh Sector D branch. In the MICR code 160020004, 160 is the city, 020 the bank and 004 the branch.

Other Indian Overseas Bank branches in Chandigarh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Chandigarh Sector D branch (Chandigarh, Chandigarh) is IOBA0001430.

  2. 160020004. MICR is printed at the bottom of the branch's cheques.

  3. Sco 369,Sector 32,Chandigarh PIN 160047

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001430 with the beneficiary's account number.

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