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Indian Overseas Bank · Howrah

IOBA0001424: Indian Overseas Bank, Ghoraghata

IFSC code IOBA0001424 belongs to the Ghoraghata branch of Indian Overseas Bank in Howrah, West Bengal. Its MICR code is 700020089.

IFSC
IOBA0001424
MICR
700020089
Bank
Indian Overseas Bank
Branch
Ghoraghata
District
Howrah
State
West Bengal
Phone
+919114266708

Branch address

Indian Overseas Bank
Station Roadsouth,Kantapukur,Block Bagnan Ii,Howrah,Ghoraghatta,PIN 711303

Open in a map · Pincode 711303: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001424 is the code of the Ghoraghata branch. In the MICR code 700020089, 700 is the city, 020 the bank and 089 the branch.

Other Indian Overseas Bank branches in Howrah

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ghoraghata branch (Howrah, West Bengal) is IOBA0001424.

  2. 700020089. MICR is printed at the bottom of the branch's cheques.

  3. Station Roadsouth,Kantapukur,Block Bagnan Ii,Howrah,Ghoraghatta,PIN 711303

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001424 with the beneficiary's account number.

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